Happy Anniversary Sneh.. 2019

You’re the first thing I think of in the morning,
and the last before I go to sleep,
I’m so lucky to have such a great wife,
I’m so happy that you came into my life,
Everyday I think how lucky I am, lucky to be with you,
We’ve had so many great times together, ever since I met you,
Each year I spend with you,
Is another one that I’ll hold dear,
As long as we’re together,
There’s nothing we need to fear,
Because with you it’s just happiness,
A smile and a laugh,
We can get through any barrier,
For our love, nothing is too far.
Each day I love you more and more,
And that will continue on no doubt,
Twenty years ago I made the best choice I’ve ever made,
And twenty years on my love still won’t fade,
Wish you a very happy wedding anniversary dear Sneh.!
And wish that the love between us keep on growing even better and ever larger than it grew in the past years..
Love you Sneh from the bottom of my heart...
Yours only....
Praveen. ❤️

नव वर्ष की शुभकामनाएं

सुप्रभात.! 🙏
ईस्वी नव वर्ष 2019 आपके लिए मंगलमय हो।
रिश्तों में स्नेह एवं सौहार्द प्रतिदिन बढ़े, रिश्तों की मर्यादा बनी रहे और हम एक दूसरे की भावनाओं व अपेक्षाओं का सम्मान कर सकें।
एक दूसरे की बड़ी से बड़ी गलतियों को हम आपसी प्रेम के सामने तुच्छ मानकर क्षमा कर सकें।
हम प्रेम के बंधनों में बंधे रहकर भी एक दूसरे की निजी स्वतंत्रता का सम्मान कर सकें और खुलकर उन्मुक्त जीवन जिएं, इन्हीं शुभकामनाओं के साथ:-
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डॉ. बी. पी. शर्मा - श्रीमती संतोष शर्मा,
डॉ. प्रवीण शर्मा - डॉ. स्नेहलता शर्मा,
प्रनेह शर्मा - प्रनित शर्मा
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.
.
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न भारतीयो नव संवत्सरोsयं
     तथापि सर्वस्य शिवप्रद: स्यात्।
यतो धरित्री निखिलैव माता
     तत: कुटुम्बायितमेव विश्वम्।।

यद्यपि यह नव वर्ष भारतीय नही है, तथापि सबके लिये कल्याणप्रद हो; क्योंकि सम्पूर्ण धरती सबकी माता ही है !!!!!

आप सभी को वर्ष 2019में पदार्पण की अग्रिम मंगलकामनायें !! यह वर्ष आपके लिये आनन्द, आरोग्य, उत्साह, ऐश्वर्यप्रदायक हो !!

Just ponder upon *LIFE*

Just ponder upon ,
*LIFE*
1. A guy met one of his classmates several years after school and he could not believe his eyes; his friend was driving one of the latest stylish Mercedes Benz cars. He returned home feeling awful and very disappointed with himself. He thought he was a failure. What he did not know was that his friend was a driver and had been sent on a mission with his boss's car!

2. Rosemary always harassed her husband for not being romantic. She accused him of not coming down to open the car door for her as her friend Jane's husband did when he dropped her off at work. What Rosemary did not know was that Jane's husband's car had a broken door that could only be opened from the outside!

3. Sampson's wife went to visit one of her long-time friends and was very disturbed to see her friend's three adorable children having fun. Her problem was that she had only one child and had struggled to conceive for the last five years. What she did not know was that one of those children who was her friend's biological child had sickle cell disease and had only one year to live; the other two are adopted!

4. Life does not have a universal measuring tool; so create your own and use it. Watching people and comparing yourself to them will not make you better but bitter. If you know the kind of load that the chameleon carries, you would not ask why he takes those careful strides. So, enjoy what you have and be grateful to God for that.  Send to everyone on your list to learn from the mistakes of others!

 All that glitters is not gold, live and be happy with what you have, everyone goes through one thing or the other,
Be blessed.

Share if you agree.

WHAT A BEAUTIFUL LESSON!

*Why me?*

My equals are getting married
My equals have children
My equals have a good job
My equals succeed
My equals live by the sea side
My equals are buying luxury cars
My equals are high dignitaries in society
My equals build their homes
My equals are this ... !!!
My equals are that ... !!!

Yes, it's true ! But it's a shame that you literally forget ...... your equals who are already buried!
Your equals who are in a coma!
Your equals who are HIV-positive!
Your equals who are dialyzed!
Your equals who are in a psychiatric center!
Your equals who sleep in the street!
Your equals who are orphans!
Your equals who are unemployed!
Your equals who are hungry!
Your equals who are blind, deaf, dumbs!
Your equals with disabilities!
Your equals who envy you and who are ready to make all kinds of prayers to have a situation similar to yours ...!

You may not be where you want to be! But you are obviously happier than many others !!!!!!!!!

So give thanks to God for all He does in your life!

Be yourself ! And never forget that when you look for sandals, there are those who do not even have feet !!!

SHARE TO RELIEVE OTHERS

50 Financial Mistakes and Illusions

*50 Financial Mistakes and Illusions* Hope we wise up from 2018......cause it's never late to start.

1. Just can’t manage to fit our Expenses within our Income. And, even when the income increases, the expenses invariably rise much faster.

2. Generosity is in our blood. We happily pay 30-50% p.a. as interest charges to the Credit Card companies.

3. We respect our culture and old customs. We keep our money in the OUTDATED Bank Fixed Deposits.

4. Another example of respect for our tradition… creating a huge pile of (useless) gold jewellery.

5. Yet another example of holding our customs in high esteem… feeling proud if we can leave behind a "20-25 year old dilapidated property" for our children as a legacy [and not a "20-25 year old equity mutual fund portfolio"].

6. Spent more than half a lakh of rupees on a top-end smartphone — just to show off (even though we will not use even one tenth of its smart features).

7. Replaced the same top-end smartphone in just 6 months? Oops... wasn’t it smart even after paying all that money? (Psst... the new model is no different from the previous one, except for some minor tweaks).

8. Haven’t read the blog post ‘My name is Insurance and I am not an investment’.

9. More than 50-60% of the monthly take-home pay is gobbled up and devoured by various loan EMIs.

10. Hotel and restaurant owners love you. You are found at these places, far more than even their most regular staff members.

11. For you (financial) PLAN is a four-letter insulting and derogatory word.

12. Believing that “budget” is only the Finance Minister’s job, not ours.

13. Believing that “managing inflation” is RBI’s problem, not ours.

14. Financial lethargy... not paying the bills by the due date (often resulting in late fees and penal interest).

15. Financial shortsightedness... thinking only of today or tomorrow; and not the next year or next decade.

16. Still waiting for the so-called BEST DAY to invest in equity mutual funds.

17. Never seen our Credit Report, even though it is now available free of cost... forget about working to improve the Credit Score.

18. The Emergency Fund account shows a Zero Balance.

19. 99% focus on earning money. Mere 1% attention on managing the same.

20. Never heard of (or not knowing the meaning of) "delayed gratification".

wasteful-money-habits
You may be blowing away your money due to carelessness and stupidity.

21. Repeatedly falling below the minimum average monthly balance in one's Savings Account.

22. Making our neighbours jealous with our extravagant lifestyle is our life's primary goal.

23. Replace is our motto. We don’t believe in Repair and Reuse.

24. Blindly and needlessly chasing Maximum Returns from our investments.

25. You ask "what does this investment or financial product offer" instead of "how is this investment or financial product beneficial for me."

26. Investing in the world’s biggest con job — a scheme that has the word “child” in it.

27. Paying Rs.150-200 for a cup of coffee, when the same stuff is available at 1/4th the price.

28. You suffer from ‘investment paralysis’ due to Fear of Loss.

29. Not having a ‘professional’ financial mentor as your friend, philosopher and guide.

30. Blissfully unaware that Gym is an expensive fad. Running, walking, yoga are free and superior alternatives to remain as fit.

31. IRR, YTM, CAGR are bouncers that simply go over your head.

32. You think you can beat Roger Federer.

33. SIP, STP and SWP is all mumbo jumbo for you.

34. Hear the word RISK and your legs go jelly with anxiety.

35. Hear the word TAX and again your legs go jelly with anxiety.

36. Spending Rs.250 on a pizza every week? No issues at all. Buying a Rs.250 book on personal finance even once a year? No, that’s a waste of money.

37. In your opinion Stock Market is a Casino and buying equity shares is gambling.

38. If you think that ups and downs are good only at roller coaster rides; and not at the stock markets.

39. The word Pension is music to your ears.

40. Our portfolio is a carbon copy of Rakesh Jhunjhunwala.

41. The biggest gamble we play with our finances — no mediclaim policy.

42. THICK forms and FINE prints scare you.

43. Not yet realized that SUVs burn more fuel, burn more money, burn more environment (thus creating a hell for our children).

44. Not yet realized that Extended Warranties are almost always a waste of money.

45. You are more brand-conscious than price-conscious.

46. Pay for 400+ cable channels. Watch at most 10-12 of them (many of which are anyway free).

47. BUY TWO GET ONE FREE. One of the best ways to make money... for the mall owners.

48. We shamelessly (and foolishly) seek free financial advice and tips on hot stocks.

49. Buying lavish and luxurious Dream Homes, way bigger than our budgets (that often end up as bad dreams).

50. Our plate is often filled with pizzas, burgers, samosas, chips, colas and such other junk food.

51. We forget that “Trust” is an extremely rare commodity in the financial world.

Forward to  your friends..  very true for all of us....

फोड़ा घणा घाले

*'फोड़ा घणा घाले'*

घटिया पाड़ोस,
बात बात में जोश,
कु ठोड़ दुखणियो,
जबान सुं फुरणियो.... *फोड़ा घणा घाले।*

थोथी हथाई,
पाप री कमाई,
उळझोड़ो सूत,
माथे चढ़ायोड़ो पूत.... *फोड़ा घणा घाले।*

झूठी शान,
अधुरो ज्ञान,
घर मे कांश,
मिरच्यां री धांस.... *फोड़ा घणा घाले।*

बिगड़ोडो ऊंट,
भीज्योड़ो ठूंठ,
हिडकियो कुत्तो,
पग मे काठो जुत्तो.... *फोड़ा घणा घाले।*

दारू री लत,
टपकती छत,
उँधाले री रात,
बिना रुत री बरसात.... *फोड़ा घणा घाले।*

कुलखणी लुगाई,
रुळपट जँवाई,
चरित्र माथे दाग,
चिणपणियो सुहाग.... *फोड़ा घणा घाले।*

चेहरे पर दाद,
जीभ रो स्वाद,
दम री बीमारी,
दो नावाँ री सवारी.... *फोड़ा घणा घाले।*

अणजाण्यो संबन्ध,
मुँह री दुर्गन्ध,
पुराणों जुकाम,
पैसा वाळा ने 'नाम'.... *फोड़ा घणा घाले।*

ओछी सोच,
पग री मोच,
कोढ़ मे खाज,
मूरखां रो राज.... *फोड़ा घणा घाले।*

कम पूंजी रो व्यापार,
घणी देयोड़ी उधार,
बिना विचार्यो काम .... *फोड़ा घणा घाले !*

Distance Between The TV Screen And The Seating

Calculating the exact distance between the screen and the seating is usually tricky because of the less ideal layout of the home theater room. So, instead of calculating the exact distance, it is necessary to measure the maximum and minimum distances. Determining the range of viewing distance will also allow you to arrange multiple rows of seats. Use the following simple formula to calculate the maximum and minimum distance.

Width of your TV or Screen (Not the diagonal length) X 2 = minimum distance

Width of your TV or Screen (Not the diagonal length) X 5 = maximum distance

So, if the width of your TV is 55 inches, the minimum viewing distance should be 110 inches or around 9 feet, while the maximum distance should be 275 inches or no more than 23 feet. In short, the first row of recliners should be placed at least 9 feet away from the screen. The last row should be no further than 23 feet from the screen. However, this formula will provide you with a rough idea of the distances. You can try this calculator for exact calculations.

How well you are doing?

'Do you practice?'
'Have you stopped seeing patients?'
'Ohh, you work only in clinic, not in hospital?'
' All the time you are seen at some places'
'Look at xyz, how big hospital he /she built. What are you doing?'
Look at abc. How famous doctor he is. Why don't you become like him?

My humble response to my wellwishers who pose these questions to me:

Life is like a Car 🚗 ! Our life has 4 tyres!

🌸Personal life
🌸Family life
🌸Social life
🌸Professional life

Offcouse, each of these tyres (dimensions) have further ramifications.eg.

(a) Personal life includes hobbies, sports(playing or watching),watching movies, shopping, exercise, yoga, adventures, spiritualilty and so on.

(b) Family life is spending quality time with family members.

(c) Social life is spending time with people other than blood relatives like colleagues, friends etc.

(d)The last one is Professional life. I will elaborate it further. The earlier one's I will elaborate in a later post.

The professional life has various facets. As a doctor, I can tell the facets for medical professionals. It includes the clinical practice, reading medical literature, attending conferences, bedside teaching, giving presentations, health education and awareness, publications, earning money!

Coming back to my experience. I have practiced almost in all strata of medical care. From a remote village in India to a teaching hospital and further to a top class corporate hospital.
The interesing part I found about the medical profession is, it's difficult to have the luxury of spending quality time on each facet of the professional life only (leave apart the other dimensions of life like personal, family, social life). If you concentrate in one aspect, the another one is ignored. I feel that's the reason of frustration among doctors and the cause of burnout. It's an impossible task to fulfill all that you want from your profession, while maintaining a balance of other 3 aspects.

As your clinical practice increases personal, family and  social life starts suffering. Because of your continuous focus only on professional life, sometimes a situation comes where you suffer from a crisis in other aspect of life e.g. Health, family life etc.

There comes a point where you have to really sit down and decide what do I want in life?
My answer to what I want in life is 'baseline peace' if not 'ecstacy'.

What suits best for your seniors, colleagues, juniors might not suit well for you. Everyone is on their own journey. We need to find a right balance which suits  best for your health, family etc. It's a very subjective situation. I believe everyone is unique in the world in terms of attitude and capacity. We have to tailorise our life as per our own subjective strengths and requirements. Hence, the professional life is only one of the dimension of life. Its not 'the only' dimension of life. Its very important to maintain a balance of each dimension. Having said that, its very difficult for each medical professional to maintain balance and give justice to each dimension.

Hence my answers to the questions posed to me during my journey are as follows -

'Do you practice?'

No, I don't practice. I play the game of life (the larger phenomenon) than clinical practice.

'Have you stopped seeing patients?'

No, I haven't. I treat them with more passion and energy. I give them more time as my other dimensions of life are take care of.

'Ohh, you work only in clinic, not in hospital?

I do what suits best for my health and family. You are doing what suits best for you!

All the time you are seen at some non-medical places?

a) Life is a bloody brief happening. Make the most of it.
b) It will be boring to post pictures of me being at workplace at all the other times between these visits to different places.
c) I like to see different places. It's my hobby.

Look at xyz, how big hospital he /she built. What are you doing?

a) xyz is born with resources like capacity, attitude, financial backing, manpower. He/She has ability to deal with pressure. He/She has good administrative skills. I don't have any one of them.

b) I want to do better as an individual, as a family person, as a social person ! Becoming a good doctor is a part of the whole process and not the only goal of life.
It reminds me of one sentence which my DNB teacher Amritkar sir taught me. 'First try to become a good human being, you will naturally become a good doctor. I am still trying the first part of the sentence.

Look at abc. How famous doctor he is. Why don't you become like him?
He or she has that much talent, physical and mental health. I don't have it in that capacity. This comparison of one life with another life reminds me of a quote by Albert Einstein
“Everybody is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid.”

The decisions taken in life are never right or wrong, you have to turn your subjective decisions right!